Paintballing: The Endlessly Fun Activity

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Posted by JR Olson | Posted in Recreation And Sports | Posted on 05-03-2015

Paintball is a game that has swept the globe over the last decade. The popularity of the sport has boomed in recent years, as it has become more and more popular, diverse, and competitive at the highest levels. Some people don’t understand the allure of paintball, but usually those people simply don’t fully understand the sport. There is more to it than meets the eye, and it’s no surprise that people of various ages love to play the game. For those less familiar with this endlessly fun activity, here is a basic overview of the wonderful game of paintball.

What is paintball?

Paintball is a relatively simple game, though the intricacies can be complex. Teams use guns full of paint to eliminate their opponents. For example, a very common paintball game is a variation of the childhood game called capture the flag. In traditional capture the flag you imprison opponents by touching them with two hands. In paintball you achieve this by successfully hitting them with a paintball. Another popular game is simply an elimination king of the hill style game which can be played in teams, or every man for himself. The objective is simple, be the last person or team not to get hit by a paintball.

The equipment

Paintball really only requires three basic pieces of equipment and a place to play.

Marker: The marker is the paintball gun. It is what you use to shoot paintballs at opponents. Markers vary in technology and price; the simplest ones are very cheap so almost anyone can afford to play the sport. The most expensive ones function like real guns with improved speed and accuracy. These can cost exorbitant amounts of money.

Paintballs: The paintballs are the ammunition for the markers and they’re what you use to win the game. They are spherical balls of paint with a shell that breaks when the ball hits something. The purpose of the paintball is to splatter the opponent with paint so you know when someone has been hit. Paintballs come in all colors. High quality ones leave stronger paint marks. Their improved spherical shape increases accuracy. Paintballs can hurt when they hit you, but they are non-toxic and biodegradable. They’re not harmful if accidentally ingested and not bad for the environment.

Protective gear: When you play paintball you should always wear a mask. Most competitions mandate this. This is to protect your face; paintballs are not incredibly dangerous, but they are fired at a strong enough velocity that they can damage vulnerable skin.

Where to play

There are two main places to play paintball.

Designed arena: Designed paintball arenas exist indoors and outdoors and are much like laser tag mazes. They feature objects such as walls and bales of hay, which you can hide behind or use for shelter and protection.

Outdoors: A lot of people simply play paintball in the great outdoors making the options limitless. You can climb trees, hide in stumps, or lie among the grass. People usually wear camouflage gear when playing outdoors. Those are the basics of paintball, but there’s so much more. It truly is an endlessly fun activity.

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Douglas Nickerson is a freelance writer specializing in sports & recreation. Those interested in paintballing should consider these top quality electric airsoft guns.

Can You Obtain a Car Loan with Poor Credit?

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Posted by JR Olson | Posted in Business | Posted on 05-03-2015

When looking for a loan to purchase a car, most lenders will look at your credit score as an indication of your creditworthiness. The higher your credit score, based on the Fair Isaac or FICO scale of 300-850, the easier it will be to obtain a car loan at a reasonable rate of interest. Individuals with lower credit scores may find it difficult to qualify for the loan they need to purchase a new or used vehicle.

Even though it can be tricky to get a car loan with poor credit, it isn’t impossible. There are programs offered by some car sellers that provide opportunities for a second chance auto loan and other credit repair options that may help. It is important for an individual with poor credit to look for ways to raise their credit rating in order to improve their chances of getting a loan.

How Your Credit Score Affects Your Ability to Get a Loan 

The best measure of a person’s creditworthiness is their credit score. The Fair Isaac Corporation (FICO), created the credit scoring system used in the United States in the mid-1950s. The score is based on a range of 850 (excellent credit) to 300 (poor credit). The components that make up the score include: payment history, comprising 35 percent of the rating; credit use, 30 percent; credit history, 15 percent; credit searches performed, 10 percent; and, other factors that include the type of credit, 10 percent. The average credit score for consumers in the United States is 693 while the median score is about 30 points higher at 723.

When payments are missed, a negative report is triggered, lowering a person’s score. An individual looking to obtain a loan in the future for a substantial purchase, such as a car loan, needs to be aware of their credit score and how their payment history and application and maintenance of credit affects their ability to acquire additional credit.

Poor Credit and Interest Rates 

When a person’s credit score falls in the poor to bad credit range — below 625 typically — it becomes more difficult for them to get a loan. When a loan is extended to a person with a poor credit score, they will have a higher interest rate on that loan than if they have good credit.

The current bank prime-lending rate — the rate banks extend to preferred customers on such loans as small business and credit cards — is 3.25 percent. It is on the basis of the prime rate that all loans are determined, based on credit scores. A person borrowing at 3.25 percent for a $20,000 auto loan will pay $650 in interest whereas a person with a credit score below 625 may get a loan at 12 to 15 percent or annual interest of $2,400 to $3,000. Clearly, a poor credit score can take its toll.

A Look at Second Chance Auto Financing

When traditional loans are not available to a person with poor credit, a second chance auto loan may be the best option to get a loan. Notwithstanding interest rates, a second chance loan offers a way for a person with poor credit to borrow the money they need to purchase the car they want. The loan can also be a way to improve a person’s credit score, provided that the loan is paid back on time and in accordance with the terms of the loan agreement.

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James Malthus enjoys writing about cars and the auto industry. Lately he has developed a particular fascination with auto dealerships, auto call centers and other similar topics; curious readers interested in learning more about these topics should view the info about an automotive call center from Deal Finder.

What is Heat Stroke?

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Posted by JR Olson | Posted in Health And Fitness | Posted on 04-03-2015

Heat stroke, sometimes referred to as heat stress, is a serious condition that can lead to permanent brain damage or permanent damage to vital organs if not treated immediately. The good news is that heat stroke is preventable with proper proactive care. Below is a definition of heat stroke, how it can be avoided, and how to treat it when it does occur.

What Is Heat Stroke?

Heat stroke occurs when your body temperature reaches 104 degrees fahrenheit or higher and you are unable to sweat enough to keep yourself cool. The signs of heat stroke are dehydration, flushed skin, rapid heartbeat, headaches, dizziness, confusion, hallucinations, and loss of consciousness. People of all ages are susceptible to heat stroke, but infants and the elderly are at higher risk because their bodies are not equipped to recover as quickly as needed.

How Can You Prevent Heat Stroke?

There are many steps that can be taken to prevent and reduce the likelihood of heat stroke.

Dehydration—Many people who have heat stroke also find that they are dehydrated. To reduce your likelihood of both dehydration and heat stroke, increase your water intake when you will be outdoors in warm weather or indoors somewhere warm with no air conditioning.

Limit Exposure To Direct Sunlight—If you work outdoors, play outdoor sports, or will be exposed to the sun and humidity for long periods of time, you need to give yourself breaks to cool down before you overheat. This can be done by sitting in the shade, sitting in your car for a few minutes with the AC on, or by sticking your feet (or entire body) in a lake or pool, or running them under cool water.

Limit Physical Activity—If temperatures are extremely hot or humid it is important to limit activities that will further raise your body temperature. If this is not possible, make sure that you take more frequent breaks, drink hydrating fluids like water and sports drinks with electrolytes, and use ice, cool water, and fans to cool yourself down.

Listen To Your Body—You will begin to see and feel the warning signs of heat stroke before it occurs. Instead of “toughing it out” listen to your body and find ways to cool yourself down before your body temperature reaches a dangerous level.

How Do You Help Someone Who Is Displaying the Signs Of Heat Stroke?

If you see that someone is displaying the signs of heat stroke, act quickly to avoid permanent damage to the victim’s brain, organs, and body. Immediately call 911 so that medical treatment can be administered as soon as possible. In the meantime try to get the person to an air conditioned environment and use ice packs or an ice bath to cool the person down. If the victim is unconscious or unable to walk, immediately lower his or her body temperature by creating shade. If you cannot move the person to shade, use a blanket to block the sunlight. Then place ice packs under the armpits, on the feet, and around the head. Be mindful of ice burns when using ice to cool someone. If you have a hose with cold water nearby, you can use the hose to cool down the entire body from head to toe. If you do not have ice or a hose, use anything cold you can find like cold bottles of water. You can also fan the person from head to toe to create further cooling.

Heat stroke can be a fatal condition, but it is a condition that is highly preventable. By following the tips above you can keep yourself and your loved ones safe and cool.

Byline

Reginald Balfour is passionate about staying cool during hot times, and for that reason he strongly recommends checking out the selection at AC Man of Houston.